Changing jobs

A career with several employers usually means several pension pots too — and keeping track of them is one of the most overlooked parts of retirement planning. The good news is that whatever pension you build up stays legally yours, no matter how many times you move on. What's less automatic is knowing where everything is, whether to bring old pots together, and how to track down a pension you've genuinely lost contact with over the years. These guides cover exactly what happens to your pension when you leave a job, when combining old pots makes sense (and when it doesn't), and the practical, free tools available to find pensions you've lost track of — including the government's own tracing service and the pension dashboard now being rolled out.